Mike's Blog

 Posted by Mike Selvaggio in Blog on January 5th, 2010 at 2:42 PM


 

Extra Credit
You know that your credit score is one of your most precious resources — a good score can open doors and save you money. But what if your score got a little bruised amid the recent credit crunch? Don’t fret. Max out your credit rating with these tips for repairing the damage.

·Order your credit reports from the top three credit bureaus — Equifax, Trans-Union and Experian. It’s likely that each is slightly different. Creditors aren’t required to report to all three credit bureaus, so they typically report only to the credit bureau to which they also subscribe.

Examine your reports carefully. Nearly every consumer has an error on at least one credit report from one of the major credit bureaus. Carefully look for everything from typing errors, outdated and incomplete information to inaccurate account histories.

 





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